Our Risk Management Process Equally important to building wealth is protecting wealth. We analyze your risk management and protection needs within the context of your wealth management plan. Then we review all your current forms of insurance including life, disability, long-term care, property and casualty, and excess liability. Our review includes personally owned, group, and trust owned insurance policies. Should we identify any gaps, we will make the necessary recommendations. We offer coverage from most major carriers giving us access to the full menu of products and services necessary to meet your various risk management needs and have extensive experience working with large and/or difficult medical, financial, or other risks.